Updated 30 October 2017
Refund and Privacy Policy

Refunds and Returns
We provide a 30 Money back guarantee on all of our Sale Items, digital files, folders, books and guides. If you are not happy
with our product please email info@ncoerguide.com with a reason for the refund request and a copy of the sales receipt. The
refund request will be processed and completed within 10 calendar days of the request. Feedback from any refund requests
will be used to provide better products and support for future product development and all information is confidential.

Refunds for Services
A full refund may be requested by the client if at any time he or she is not 100% satisfied with the quality of our work. To
request a refund for a service that we provide simply email info@ncoerguide.com with a brief statement of why the refund is
requested and if we are unable to remedy the problem then we will issue a full refund within 10 calendar days.

Third Party Products and Refunds
NCOERguide.com Is committed to the privacy of all of the users of this website. The following discloses the
information gathering and dissemination practices for www.ncoerguide.com:

ncoerguide.com and partner websites are privately owned and operated and are not sponsored or endorsed by the
United States Government or it's branches of the military. ncoerguide.com provides easy access to fillable forms,
regulations, field manuals and information for members of the military and their families that is unclassified and available for
public release. We respect copyright and confidentiality laws by only posting information that is public domain. We are not
liable for information or promotions offered by third party pages.

Company Practices Regarding Your Privacy
We at ncoerguide.com. And our affiliated companies worldwide are committed to respecting your online privacy and
recognize your need for appropriate protection and management of any information you share with us by using our web sites.

ncoerguide.com has established the following Online Privacy Policy so that you can understand the care with which we
intend to treat your information. This policy describes the overall privacy practices of ncoerguide.com regarding
information we collect on our network of web sites and through our other Internet advertising mediums, including but not
limited to email, newsletters, and leave-behinds. This policy does not apply to the practices of companies that ncoerguide.com
does not own or control, or to people that ncoerguide.com does not employ.

Information Collected by ncoerguide.com. Non-Personally Identifiable Consumer Information
ncoerguide.com collects various types of information from you to better meet your needs and to provide you with a more
relevant user experience. Some of this information is collected automatically through cookies (a small text file placed on your
computer) or other Internet tracking technologies. The type of information your browser or Internet session may automatically
provide us with can include the browser you are using, your Internet domain, the operating system on your computer, your IP
address and the URL you saw just before coming to this site, the pages of the site you visited and the
URL of the page you visited upon leaving the site. ncoerguide.com may also contract with reputable third-party advertising
companies to serve ads on our behalf. These companies may also use cookies or other measures to collect your non-
personally identifiable information.

Personally Identifiable Consumer Information
In addition, at some of the ncoerguide.com sites, we collect information that you may choose to provide to us when
requesting additional information from us or from one or more of our clients. Examples of personally identifiable data that you
may provide to us include name, address, and email address. If you provide personally identifiable data to us, you may later
elect to have your information deleted from our files, or kept from being used for purposes other than for the service
requested, by following the opt-out procedures set forth below.

How Collected Information is Used
The non-personally identifiable information that ncoerguide.com collects is used for marketing and sales efforts to better
target advertisements and other content in an effort to create a more personally relevant experience. The information is also
used to predict responses to advertisements, and to help determine which ads perform best and which content is most
appropriate for different individuals.

If you elect to provide ncoerguide.com with personally identifiable information, we may utilize such information for
marketing purposes, and this use may result in follow-up communications from ncoerguide.com and from our clients. In
addition, that information may be combined with information collected from other sources to assist with targeting ads to your
preferences and behaviors, and for other NCOsupport.com sales and marketing efforts.

Sharing Information with Third Parties
All personally identifiable information you provide is maintained in confidence by ncoerguide.com. There are instances,
however, in which your personally identifiable and non-personally identifiable information is shared with third parties, as
described below. Your non-personally identifiable data may be shared with third-party partners of NCOsupport.com on an
anonymous basis. When you request information from ncoerguide.com or one or more of our clients, we may transfer that
information within ncoerguide.com or route your information to our client(s), across borders and from your country or
jurisdiction to other countries or jurisdictions around the world, so that they may provide the information on their product or
service that you requested.

We may also disclose information to a third party who provides substantially similar services as the original service about
which you requested more information. In such situations, we will provide you with an opportunity to opt-out of such sharing.
Please be aware that ncoerguide.com is very careful in selecting companies with whom it does business.

In addition to the above situations where your information may be shared with others, there is also the possibility that
ncoguide.com, or part(s) of the company, may one day be purchased by, or merged with, another company. In the event of
such transaction, the acquiring (or merging) company will have access to all collected personally identifiable information.

ncoerguide.com may share your information as necessary to comply with a court order or to cooperate with government
and law enforcement officials.

Wherever you provide your personal information to ncoerguide.com, we intend to take reasonable and appropriate steps
to protect the information you shared with us from unauthorized access or disclosure. Please note that while NCOsupport will
make every reasonable effort to protect your information, no transmission of data over the Internet is 100% secure.

Non-Personally Identifiable Consumer Information - Use of Cookies & Opting-Out
Some of our web sites utilize cookies to collect information about your website activities and to recall the personal information
you previously shared with us. Most browsers allow you to control cookies, including whether or not to accept them and how to
remove them. You may set most browsers to notify you if you receive a cookie, or you may choose to block cookies with your
browser. Blocking cookies may result in a lower quality experience for you while you are visiting this web site.
Personally Identifiable Consumer Information -

You may choose whether or not to provide personally identifiable information to info@ncosupport.com. If you choose to provide
such information to ncoguide.com, you have the right to tell us not to make some of the uses of such information
described herein or may have such information deleted in its entirety. If you no longer wish to receive our newsletters, surveys
or promotional communications via email, you may opt-out by clicking here and following the instructions to unsubscribe. To
have your personal information completely removed from our databases, simply contact us at info@ncosupport.com
and provide the name of the website for which information was provided, your full name, mailing address, phone number and
email address so that we may identify you in the opt-out process. Once we receive your instruction, we will promptly take
corrective action.

To the extent that you do provide us with personally identifiable information, NCOerguide.com wishes to maintain the
accuracy of this information. Where we collect personally identifiable information from you on the Web, our goal is to provide a
means of contacting ncoerguide.com should you need to update or correct that information. If for any reason those means
are unavailable or inaccessible, you may send updates and corrections about your personally identifiable information to
info@ncoerguide.com and we will make reasonable efforts to incorporate the changes in the information that we hold
as soon as practicable.

Children's Privacy
In compliance with the Children's Online Privacy Protection Act (COPPA), ncoerguide.com is not
structured to attract children. Accordingly, we do not intend to collect personally identifiable information from anyone we know
to be under 15 years of age.

Protecting your privacy online is an evolving area, and our web sites are constantly changing to meet these
demands. If you have any comments or questions regarding our Online Privacy Policy, please contact us at
info@ncoerguide.com so we will address any issue to the best of our abilities as soon as possible after you bring it to
our attention.

Your Consent
By using this web site, you consent to the terms of our Online Privacy Policy and to processing of
personally identifiable information for the purposes given above. Should the Online Privacy Policy change, we intend to take
every reasonable step to ensure that these changes are brought to your attention by posting all changes prominently on our
web site for a reasonable period of time and by amending this privacy policy.

This site uses Google web analytics service. Google Analytics may record mouse clicks, mouse movements, scrolling activity
as well as any text you type in this website. Google Analytics does not collect personally identifiable information that you do not
voluntarily enter in this website. Google Analytics does not track your browsing habits across web sites which do not use
Google Analytics services. For more information see Privacy Policy for Information Collected by the Google Web Analytics
Service. We are using the information collected by Google Analytics  service to analyze user data to better understand and
optimize the user experience. You can choose to disable the Service at http://www.google.com/analytics

Contacting Us
For more information call 305-771-3640, or if you have questions or concerns regarding our Privacy Policy, you may email us
at info@ncoerguide.com or habrego1818@gmail.com

or write:
Army NCOER Guide
ATT: Hector Abrego
140 NW 10th Street
Homestead Fl, 33030
Army NCOER Guide